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Buying a Car: How To Lower Your Costs Autos Articles | October 10, 2007

When buying a car, the number one way to lower your cost is to get a less expensive vehicle. Today?s cars are better built, which means you don?t have to buy the top of the line to get a good deal.



When buying a car, new or used, focus on the overall price, not on the monthly payment. Here?s why. A dealership or lender can lower your payments by extending the loan. But the longer term will cost you hundreds Cheap Anze Kopitar Jersey , maybe thousands, more in interest over the life of the loan.

Spreading out the payments when buying a car could also put you ?upside down? on the loan, meaning you owe more than the car is worth. If you total the car, if it is stolen, or if you want to trade it in on another vehicle, you will have to make up the difference between what you owe and what the car is worth out of your pocket.

Ongoing CostsWhat you pay for a car and for your financing are only two of the expenses of driving a vehicle. There are also ownership costs and operating costs.


Ownership costs are the same regardless of how many miles you drive. They include taxes, depreciation Cheap Drew Doughty Jersey , finance charges (if you have a car loan), registration, insurance, and license fees.



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* Slow down. If your average commute includes 20 miles of highway time Jonathan Quick Jersey , and you drive it at 60 mph instead of 70 mph, you will save approximately 1.3 gallons in a 5-day week.



* Combine errands. Instead of spreading these tasks out over a few trips, do them all at once. Park in a central spot and walk from place to place.



* Shop online. Save the trips to the store, and consider other errands online, such as banking, buying stamps, and paying bills.



* Drive the small car. Do you own a SUV and a fuel-efficient sedan? Take the smaller car on any long trips you can this week.



Free QuoteYou can get more advice on Buying A Car Dustin Brown Jersey , and receive a complimentary quote on a new or used car loan at 1-800-Bar-None. It is a quick and convenient way to find out how much you may be able to borrow when buying your next car.


The responsibility of working hard, planning and living a successful and fulfilled life falls largely on you. This simply means that from this point forward, the burden of shaping your adult life, is on your shoulders. The sooner you realize this, the better!


The most important question to ask yourself is, ?what can I do today, this week Anze Kopitar Jersey , this month, this year, to get my life going in the direction I desire??


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5 most important life management questions:


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What do you want to do with your life? This is probably one of the most important questions that you will ever answer. The answer to this question will lay the foundation for your destiny.


Once you have clearly identified what you want to do with your life, it then becomes the focal point of everything you plan to do. Knowing what you want to do, gives you clarity and a much needed sense of purpose. It also prevents you from engaging in side tracking, time wasting ventures which have no connection to your purpose.


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